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Easy Loans
Take a loan and leverage your crypto with Easy Loans.
Easy Loans lets you take a loan with no admin fees, no repayment terms and no qualifying requirements. Best of all you have instant access to your borrowed funds. It's as easy as 1, 2, 3
Easy Loans lets you take a loan with no admin fees, no repayment terms and no qualifying requirements. Best of all you have instant access to your borrowed funds. It's as easy as 1, 2, 3
Due to current cryptocurrency market conditions the lending of funds has been temporarily paused to protect customers from potential market downturns.
You can still service existing loans by making repayments, depositing and/or withdrawing collateral.
7.95%
BTC - Bitcoin
Login to Borrow
Take a loan at 7.95% using your BTC as collateral with Easy Loans.
1. Deposit BTC as collateral to borrow xZAR.
2. Borrow up to 50% of the value of your BTC in xZAR.
3. Repay xZAR when you're ready to reclaim your BTC collateral.
xZARYour loan will be liquidated if the price of BTC reaches 0.00 xZAR.
A penality of 12% will be levied against your borrowed amount when your loan is liquidated. The remaining collateral will be deposited into your Spot Wallet.
The current trading price of 0.00 xZAR per BTC is used to calculate the total xZAR value of your collateral.
You can withdraw any deposited collateral that has not been borrowed against.
The current variable interest rate is 7.95% APR which may change at any time.
7.95%
ETH - Ethereum
Login to Borrow
Take a loan at 7.95% using your ETH as collateral with Easy Loans.
1. Deposit ETH as collateral to borrow xZAR.
2. Borrow up to 50% of the value of your ETH in xZAR.
3. Repay xZAR when you're ready to reclaim your ETH collateral.
Your loan will be liquidated if the price of ETH reaches 0.00 xZAR.
A penality of 12% will be levied against your borrowed amount when your loan is liquidated. The remaining collateral will be deposited into your Spot Wallet.
The current trading price of 0.00 xZAR per ETH is used to calculate the total xZAR value of your collateral.
You can withdraw any deposited collateral that has not been borrowed against.
The current variable interest rate is 7.95% APR which may change at any time.
7.95%
XAU - Krugerrand
Login to Borrow
Take a loan at 7.95% using your XAU as collateral with Easy Loans.
1. Deposit XAU as collateral to borrow xZAR.
2. Borrow up to 50% of the value of your XAU in xZAR.
3. Repay xZAR when you're ready to reclaim your XAU collateral.
Your loan will be liquidated if the price of XAU reaches 0.00 xZAR.
A penality of 12% will be levied against your borrowed amount when your loan is liquidated. The remaining collateral will be deposited into your Spot Wallet.
The current trading price of 0.00 xZAR per XAU is used to calculate the total xZAR value of your collateral.
You can withdraw any deposited collateral that has not been borrowed against.
The current variable interest rate is 7.95% APR which may change at any time.
7.95%
XAG - Silver
Login to Borrow
Take a loan at 7.95% using your XAG as collateral with Easy Loans.
1. Deposit XAG as collateral to borrow xZAR.
2. Borrow up to 50% of the value of your XAG in xZAR.
3. Repay xZAR when you're ready to reclaim your XAG collateral.
Your loan will be liquidated if the price of XAG reaches 0.00 xZAR.
A penality of 12% will be levied against your borrowed amount when your loan is liquidated. The remaining collateral will be deposited into your Spot Wallet.
The current trading price of 0.00 xZAR per XAG is used to calculate the total xZAR value of your collateral.
You can withdraw any deposited collateral that has not been borrowed against.
The current variable interest rate is 7.95% APR which may change at any time.
7.95%
ADA - Cardano
Login to Borrow
Take a loan at 7.95% using your ADA as collateral with Easy Loans.
1. Deposit ADA as collateral to borrow xZAR.
2. Borrow up to 50% of the value of your ADA in xZAR.
3. Repay xZAR when you're ready to reclaim your ADA collateral.
Your loan will be liquidated if the price of ADA reaches 0.00 xZAR.
A penality of 12% will be levied against your borrowed amount when your loan is liquidated. The remaining collateral will be deposited into your Spot Wallet.
The current trading price of 0.00 xZAR per ADA is used to calculate the total xZAR value of your collateral.
You can withdraw any deposited collateral that has not been borrowed against.
The current variable interest rate is 7.95% APR which may change at any time.
7.95%
MATIC - Polygon
Login to Borrow
Take a loan at 7.95% using your MATIC as collateral with Easy Loans.
1. Deposit MATIC as collateral to borrow xZAR.
2. Borrow up to 50% of the value of your MATIC in xZAR.
3. Repay xZAR when you're ready to reclaim your MATIC collateral.
Your loan will be liquidated if the price of MATIC reaches 0.00 xZAR.
A penality of 12% will be levied against your borrowed amount when your loan is liquidated. The remaining collateral will be deposited into your Spot Wallet.
The current trading price of 0.00 xZAR per MATIC is used to calculate the total xZAR value of your collateral.
You can withdraw any deposited collateral that has not been borrowed against.
The current variable interest rate is 7.95% APR which may change at any time.
How do I take a loan using my crypto?
1
Deposit
collateral
collateral
2
Borrow
xZAR
xZAR
3
Repay
xZAR
xZAR
Why should I borrow xZAR using my crypto?
Take advantage of opportunities and leverage your crypto. Watch the Video to learn more.
Take advantage of opportunities and leverage your crypto. Watch the Video to learn more.
Frequently Asked Questions
Q: I have no money, can I take a loan?
A: No, all loans are over collateralized. Your loan needs to be backed by crypto, gold or silver.
Q: Is the interest rate an annual rate?
A: Yes, all interest rates are an Annual Percentage Rate (APR).
Q: What is the minimum and maximum amount I can borrow?
A: You can borrow a minimum of 1 000 xZAR upto a maximum of 5 000 000 xZAR.
Q: When do I have to repay my loan?
A: There are no scheduled payments or deadlines, you can pay back your loan at any time.
Q: Are there any disadvantages to not paying back my loan?
A: No, there are no repayment terms or penalties. However, you will accrue interest on the outstanding debt and your collateral is not accessible. Under collateralized loans may be liquidated.
Q: What is liquidation?
A: Liquidation happens when your collateral value drops below the liquidation price and we are forced to sell your collateral to repay and close your loan.
Q: What happens when my loan is liquidated?
A: Your collateral will be sold and your loan will be repaid. A penalty of 12% will be levied against your outstanding amount. The remaining collateral will be deposited into your Spot Wallet.
Q: How do I repay and close my loan?
A: Simply repaying the outstanding xZAR owed will allow you to reclaim your collateral and close your loan.
A: No, all loans are over collateralized. Your loan needs to be backed by crypto, gold or silver.
Q: Is the interest rate an annual rate?
A: Yes, all interest rates are an Annual Percentage Rate (APR).
Q: What is the minimum and maximum amount I can borrow?
A: You can borrow a minimum of 1 000 xZAR upto a maximum of 5 000 000 xZAR.
Q: When do I have to repay my loan?
A: There are no scheduled payments or deadlines, you can pay back your loan at any time.
Q: Are there any disadvantages to not paying back my loan?
A: No, there are no repayment terms or penalties. However, you will accrue interest on the outstanding debt and your collateral is not accessible. Under collateralized loans may be liquidated.
Q: What is liquidation?
A: Liquidation happens when your collateral value drops below the liquidation price and we are forced to sell your collateral to repay and close your loan.
Q: What happens when my loan is liquidated?
A: Your collateral will be sold and your loan will be repaid. A penalty of 12% will be levied against your outstanding amount. The remaining collateral will be deposited into your Spot Wallet.
Q: How do I repay and close my loan?
A: Simply repaying the outstanding xZAR owed will allow you to reclaim your collateral and close your loan.
Learn more in our Help Centre